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Is there a maximum property value?
Yes. The maximum value is
$204,432.00 for existing homes and
new construction.
$204,432.00 for existing homes and
new construction.
Are there any other requirements?
The funds can only be used for new
construction and existing homes or
condominiums which require some
rehabilitation as defined in the
program. Florida Statute prohibits
assistance for the purchase of
mobile homes.
construction and existing homes or
condominiums which require some
rehabilitation as defined in the
program. Florida Statute prohibits
assistance for the purchase of
mobile homes.
What happens if I do not qualify for a
mortgage due to my credit?
mortgage due to my credit?
Our goal is to help you qualify for
home ownership. If you have a
problem with your credit or need
help with budgeting your finances,
we will assist you in the process by
counselor who works with others
that have the same type of credit
difficulties as you do.
home ownership. If you have a
problem with your credit or need
help with budgeting your finances,
we will assist you in the process by
counselor who works with others
that have the same type of credit
difficulties as you do.
How much money do I need to earn to
qualify?
qualify?
Your debt-to-income ratio will be
determined by your chosen lender.
determined by your chosen lender.
Who are the participating lenders for the
program?
program?
| Bank of America Charlotte State Bank First Community Bank Sun Trust Bank/Gulf Coast USDA Merchantile Bank Fifth-Third Bank Colonial Bank |
How do I apply for assistance?
Submit a completed application to
the Housing Corporation of
Charlotte County, Inc., 1620
Tamiami Trail, Suite 103, Port
Charlotte, FL 33948, or deliver to
the same address with additional
documentation requested.
the Housing Corporation of
Charlotte County, Inc., 1620
Tamiami Trail, Suite 103, Port
Charlotte, FL 33948, or deliver to
the same address with additional
documentation requested.
Who do I call if I have questions
concerning the program?
concerning the program?
Call The Housing Corporation of
Charlotte County, Inc. at (941)
255-9454 or one of the participating
lenders.
Charlotte County, Inc. at (941)
255-9454 or one of the participating
lenders.
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